The FRSC Traffic Fine Fraud Is Making the Rounds

Millions of Nigerians have reportedly received an SMS claiming they have a new FRSC road traffic offence and directing them to a payment portal.

The message looks convincing. But the link leads to a fraudulent website designed to collect your financial information.

In some reported versions of the fraud, victims are offered a “discount” and asked to pay as little as ₦5,000.

Their goal is to create enough urgency and fear to make you pay before you stop to verify.

What makes the scam clever?

It uses something that sounds believable:

FRSC + traffic offence + fine.

You’re not being promised ₦50 million or told you’ve won a random prize. You’re being told that you broke a road rule and need to fix it.

That little bit of panic is exactly what the fraudsters need.

FRSC’s published payment procedure states that traffic-fine payments can be made through official channels, including Remita, with an offence ticket and other identifying details used in the process.

How does the fraud work?

The fake portal asks for information such as your vehicle details and eventually your card or account information.

Once these details are submitted, fraudsters may use them to carry out unauthorised transactions and steal money from your account.

There’s also a major red flag: Try entering a completely random plate number.

If the website generates a traffic offence or bill for a plate number and watch the website generate a bill that has nothing to do with you, that’s a strong indication that the portal isn't actually verifying your vehicle or offence.

What should you do?

If you receive this SMS or any unexpected message asking you to click a strange link and make an urgent payment: Don't click it or enter your financial details. Verify through the organisation's official channels and warn others.

Because with fraud, a few seconds of verification can save you from a much bigger problem.

Move smart before your money moves